Business Banking

• Minimum opening balance $250.00
• Minimum balance to avoid fees $250.00
• If your balance falls below $2,500.00 on any day in the monthly statement cycle, we will impose a base fee of $5.00 once during the statement cycle and a transaction fee of $0.10 for each transaction in excess of ten during the statement cycle. Accounts maintaining a ledger balance above $2,500.00 will be charged a transaction fee of $0.10 for each transaction in excess of 50 during each statement cycle.
• Account analysis – Commercial accounts will be subject to account analysis for services provided.

• Minimum opening balance $25.00
• Minimum balance to avoid fees $100.00
• If your balance falls below $100.00 on any day in the monthly statement cycle, we will charge a base fee of $2.00 per statement cycle.
• Minimum balance to obtain the annual percentage yield disclosed – You must maintain a minimum average daily balance of $100.00 to obtain the disclosed annual percentage yield. The average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period. The period we use is the quarter.
• Transaction limitations – Transfers from a savings account to another account or to third parties by telephone are limited to two per month. A withdrawal fee of $2.00 will be charged for each withdrawal in excess of two during calendar month.
• Telephone access to your account 24 hours a day
• Online access to your account 24 hours a day

• Minimum opening balance $1,000.00
• Minimum balance to avoid fees $1,000.00
• If your balance falls below $1,000.00 on any day of the statement cycle, a service fee of $10.00 and a $0.15 per item charge will be imposed.
• Debit Master Card available for in store and online purchases
• Unlimited checks and deposits
• Telephone access to your account 24 hours a day
• Online access to your account 24 hours a day
• Online bill pay available

*Subject to qualification

• Minimum opening balance $2,000.00
• Minimum balance to avoid fees $2,000.00
• If your balance falls below $2,000.00 on any day of the statement cycle, a service fee of $10.00 and a $0.15 per item charge will be imposed.
• Minimum balance to obtain the annual percentage yield disclosed – You must maintain a minimum average daily balance of $100.00 to obtain the disclosed annual percentage yield. The average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period. The period we use is the quarter.
• Transaction limitations – Transfers from a Money Market account to another account or to third parties by preauthorized, automatic, telephone or computer transfer or by check or similar order to third parties are limited to six per statement cycle. A debit item fee of $5.00 will be charged for each debit transaction in excess of six during a statement cycle.

Cash Management will give your business access to our Business Online Bill Pay, ACH Origination, Direct Deposit payroll for your employees and online Bank Wire origination. Please call or come by for more information.