Account Types
Checking
- Minimum opening balance $25.00
- Minimum balance to avoid fees $500.00
- If your balance falls below $500.00 on any day in the monthly statement cycle, we will charge a base fee of $8.00 per statement cycle
- Debit Master Card available for in-store and online purchases
- Unlimited checks and deposits
- Telephone access to your account 24 hours a day
- Online access to your account 24 hours a day
- Online bill pay available
Savings
- Minimum opening balance $25.00
- Minimum balance to avoid fees $100.00
- If your balance falls below $100.00 on any day in the monthly cycle, we will charge a base fee of $2.00 per month.
- Minimum balance to obtain the annual percentage yield disclosed – You must maintain a minimum average daily balance of $100.00 to obtain the disclosed annual percentage yield. The average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period. The period we use is the quarter.
- Transaction limitations – Withdrawals or transfers from a savings account to another account or to third parties by telephone are limited to two per month. A per item fee of $2.00 will be charged for each debit in excess of two during a calendar month.
- Telephone access to your account 24 hours a day
- Online access to your account 24 hours a day
Economy Checking
- Minimum opening balance $25.00
- No Minimum Balance Required
- Service fee is $3.00 per month plus $0.50 per check or payment transaction over eight (8).
- Telephone access to your account 24 hours a day
- Online access to your account 24 hours a day
- Online Bill Pay available
- Debit Mastercard available for in-store and online purchases
Student Checking
- Minimum opening balance $25.00
- No Minimum Balance Required
- No Monthly Service fee
- Subject to yearly verification of student status
- Telephone access to your account 24 hours a day
- Online access to your account 24 hours a day
- Online Bill Pay available
- Debit Mastercard available for in store and online purchases
Now Account
- Minimum opening balance $1,000.00
- Minimum balance to avoid fees $1,000.00
- If your balance falls below $1,000.00 on any day of the statement cycle, a service fee of $10.00 and a $0.15 per item charge will be imposed.
- Debit Master Card available for in-store and online purchases
- Unlimited checks and deposits
- Telephone access to your account 24 hours a day
- Online access to your account 24 hours a day
- Online bill pay available
Super Now Account
- Minimum opening balance $2,000.00
- Minimum balance to avoid fees $2,000.00
- If your balance falls below $2,000.00 on any day of the statement cycle, a service fee of $10.00 and a $0.15 per item charge will be imposed.
- Debit Master Card available for in-store and online purchases
- Unlimited checks and deposits
- Telephone access to your account 24 hours a day
- Online access to your account 24 hours a day
- Online bill pay available
Money Market Account
- Minimum opening balance $2,000.00
- Minimum balance to avoid fees $2,000.00
- If your balance falls below $2,000.00 on any day of the statement cycle, a service fee of $10.00 and a $0.15 per item charge will be imposed.
- Minimum balance to obtain the annual percentage yield disclosed – You must maintain a minimum average daily balance of $2,000.00 to obtain the disclosed annual percentage yield. The average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period. The period we use is the monthly statement cycle.
- Transaction limitations – Withdrawals or transfers from a Money Market account to another account or to third parties by preauthorized, automatic, telephone or computer transfer or by check or similar order to third parties are limited to six per statement cycle. A debit item fee of $5.00 will be charged for each debit transaction in excess of six during a statement cycle.